How to use PhonePe App : UPI Application Wallet Money?

What is PhonePe UPI, How to use PhonePe app? How to create a PhonePe Account?

Hello friends, today I am going to tell you about an Android app which is the best PhonePe app for Money Transfer, Online Shopping Payment, Phone Bill, Electric Bill, Fund Transfer. If it is asked that it is better than PayTm, then my answer will be 100% better than Paytm and is Secure. As well as PhonePe App is not only for today’s time. It is an app based on Future Technology and Digital Payment. Which will be very popular later.

I have told you about 5 ways for e-Payment, Online Transaction. In which Net Banking has also talked about high security methods like NEFT. But after using all these and after using Phone Pe UPI App I felt. Phone Pe app is more secure for digital payment.

What is PhonePe UPI?

PhonePe Unified Payment Interface is an Android and iOS e-Payment app. Which has been created by the country’s largest e-Commarce company Flipkart. PhonePe App is like UPI app of all other banks. But in this you get some extra feature.

  • You get the option of e-payment in addition to money transfer. With which you can pay online shopping, bill, insurance, EMI payment, broadband bill, DTH bill, phone bill.
  • Security of PhonePe app is much better than all other UPI app. And you do not have to repeatedly put your ATM or Bank Detail in it.

How to use PhonePe App?

Friends, we Indians mostly use Offline Service (Hand to hand Cash Service) to transact our money. What we find very easy but it is not true. If you once used Online Money Transfer Service or Cashless Payment System Service, then you will forget 100% Offline Payment Service.

Because when you use Online Cashless Fund Transfer, Cash Transfer System. So you will feel that you have a bank in yourself and can do every work online at home. For which you have to stand in the bank for hours. As well as in the bank, you have to fill the form.

But in Phone Pe, you can send money to someone with just one click, you can take money from anyone, if you are feeling funny. So you can try it yourself.

First of all, you have to install UPI App in your Smartphone. If you are an Android user, you can download this app from Google Play Store. Or you can download direct from the link.

How to create a PhonePe Account?

It is very easy to register or create an account on the Phone Pe app. For this you will have to follow some easy steps. After that you will be registered in Phone Pe UPI app.

Open the Phone Pe app and continue to Next. After that you will have the option to select the SIM. If your phone is dual sim. So you select the SIM which phone number is registered with your Bank Account. After that a Verification Code will be sent to your phone number and your mobile number will be registered on the Phone Pe app.

Now you have to create a “VPA Create” or say User Name for your Phone Pe app Security. Your account has been created. If you are registering on the Phone Pe app for the first time. Then maybe add 25 rupees extra to your bank account.

How to do PhonePe UPI & Bank Account Link?

The easier it is to register on the app. Bank account linking is much easier than that. It is not like Paytm to add money to the Wallet by filling the Account Detail repeatedly and then transfer it to someone.

You link to your Bank Account Direct. If your mobile number is registered on more than one account. So you can link all your Bank Account simultaneously. So let’s see how to link Bank Account.

  • First of all, open the app and click on “wallet” option. As soon as you click on Wallet. A button will open in front of you. In which you must have written “Link Bank Account” and click on it.
  • Now many bank options will come in front of you. You select your bank name from it. As soon as you select Bank, there will be “Fetching” for some time. After that an option will open and in which you will have to enter the last 6 digits of your ATM and enter the ATM Expiry Date.
  • Now you will ask about MPIN. You can select a new MPIN by simply clicking on the “Set PIN”. But remember this, do not tell your MPIN.

How to do online Transaction?

When you have linked account on PhonePe app. Then it is the turn to do Online Transaction (Send Money Online, Recieve Money Online, Pay phone, DTH, Broadband, Electric, Water, Bill, Insurance, EMI Payment). For this, you just have to follow some easy steps.

  1. First of all, open the Phone Pe app. And you have to send money or take money from wherever. According to that click on that option.
  2. Now if you want to send money to whom. If he uses Phone Pe, then you can send money using his phone number. If not, then you can send money to his account number.

Conclusion of PhonePe

Friends, PhonePe UPI App is a very Secure App for Online Transaction. If you use this app. So your Bank Account will remain 100% Secure and you can use the e-Payment System with great ease. If you have never used any UPI App before, you can still use this app very comfortably.

Friends, here is how to use PhonePe app? And how can there be a better chance of online payment for you. Hope you liked this post and it has been helpful for you. If you have any problem in this post, then you must share your problem and thoughts by commenting to us.

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